Sunday, 25 May 2014

Colours of richness, for less


  



As mentioned on my earlier post - I've done my weekly food shopping. I had a budget of £20 and managed to leave with change. Oink! Oink! 
Total: £8.92
This food will last me for the whole week.

Food bought: 
-Salmon
-Mixed Vegetables
-Couscous
-Grapefruits x2
-Spinach
-Tomatoes
-Yoghurt
-Cucumber
-Bell Peppers
-Bananas 
-Red Onions x1

Tuesday, 20 May 2014

Shopping to Eat


Throughout my time at uni until couple months back, saving on food never crossed my mind or nevertheless something I would have ever considered. PrĂȘt A Manger and Starbucks were my two most common stores where I'll rush into for a quick breakfast. With such commonly and well known stores on the market, I find that it is extremely easy to spend when the belly is speaking and when the last note and few coins are available. 

Thank God, realisation came to mind! 

Back in 2012 I decided eating the old McDonald every time for lunch was not a good idea. From this point onwards I decided that the money I spent whilst I was at work for lunch was better off to go on food which I could add more condiments to. 
Getting into the habit is not easy but it surely saves you two things: Time (You become organised and you plan ahead and you also enjoy your break more whilst everyone is rushing to eat) and cash! (You discipline yourself not to spend on the extra chocolate bar).
Ever since, I've set myself a budget where I either spend £20 or less or no more than £20 - the rest goes into my piggy bank! Oink Oink!


Tips/Review:
I plan ahead for the food I eat, since I budget and carefully plan what I have bought to make, it allows me to prepare my food well in advance as my work schedules varies from when I start or finish. I have worked out how much it cost me to eat weekly and I have managed to cut it down from £25 to £20 a week on food. My food is becoming a lot healthier too but I still treat myself with the odd few extra coins on my McDonald Apple Pie.



Thursday, 15 May 2014

That Itchy Spending... Personal Record

So, here I am, I've finally come to terms that I've decided to record my progress through the media. A personal thought on how much my view towards finance, especially with money has changed.
As a 23 year old girl working full time in retail, with a fashion degree, I would have never thought that my interest would slowly turn itself towards budgeting, saving or even finance.

In today's society, having your first job is exciting, but once you have that job it very hard to acknowledge that saving the money you have worked for can lead you into two paths. Saving. Or staying broke.
I want to share my experience with money as an ordinary London girl who LOVED the freedom to shop, going out with friends, overusing my mobile phone minutes and spending all my money with no finance background.

Many girls my age would have a job, spend it all, live "Paycheck-To-Paycheck" (which I will abbreviate under PTP later on) and would find it incredibly hard to save 10% of what they earn. I'm not pointing the finger because I used to live this way and it would be a great thing to see more girls and women to save more than to spend.


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