Caught in the act

Here we are, finally reached June. Outlooking my personal progress towards money this month, and carefully observing, I can honestly say that I have undoubtedly been very naughty staying in line with my spending.

I have been going out with friends and been doing "little spending". On my journey back home from West End today I added up all my spendings and discovered that I REALLY did go overboard with my budget. Total? £117.66

Ouch! Now that is a lot! 

I know what I did was wrong, there will be a time where you will let yourself go with spending because you think that the money you are spending away is "small" but be in control! DO NOT LET THAT BECOME A HABIT! However, the sum of the moniesss which I've realised to be spending like I had no money to save, made me realise that this was a wake up call. 

What's next?

No more spending! BUT! The next pay received, I'd have to reimburse myself, meaning whatever sum I receive, that amazing 117.66 will directly be my main priority subtracted from it. Sucks right. This will teach me that these little spendings can be a dangerous step if I keep continuously with no awareness loose track, and this can put me in a bad circumstance if I ever urgently needed that money for much more important situations.

Tips/Review:

- Keep track of your spending, even the smaller ones and keep your receipts (This is also a good way if you had been charged twice if appeared differently on your bank statement).

- This was an alert for myself, as soon as I realised that my spending was getting worse I held myself back and told myself no more. 

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